Personal Checks

Does anyone else think it’s bullshit that you can’t cash a personal check without having a bank account? My dad sends a check for me to buy the kids gifts from him and I can’t even cash it because I’m NOT getting a bank account or being added to my boyfriend’s account. So now it gets voided and sent back to him and I don’t want him sending it by the other options he has so they don’t get gifts from Grandpa. A money order gets stolen and it’s use able, cash is an obviously stupid idea. So the banks, stores, and cash places are basically telling everyone a big “FUCK YOU”. Thanks a lot jerk-offs.